SAJUKUMAR R
Insurance & Wealth Advisor
 
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Plan No. 871
  •  Individual cum Savings, Whole Life Insurance plan.
  • Ideally suitable for all the age groups starting from new born babies to senior citizens.
  • Guaranteed Addition @ Rs. 40 per 1000 Sum Assured during the premium Paying Term.
  • Guaranteed Income @ 10% of basic Sum Assured for the whole life starting from the year as specified.
  • Option to choose Income Benefit in two options: - Regular Income Benefit or Flexi Income Benefit.
  • Flexi Income benefit can be deferred and accumulate at 5.5% compounding interest.
  • Option to withdraw 75% of accumulated amount once in a year under Flexi Income option.
  • Ltd. Premium Paying Term plan with PPT from 5 to 16.
  • Pay premium in Yearly, Half Yearly Quarterly OR in Monthly.
  • Sum Assured on Death” is defined as Basic Sum Assured OR 7 times of Annual Premium whichever is higher with Accrued Guaranteed Additions.
  • Death Benefit can be opted by exercising 'Settlement Option’ with 5, 10, 15 years instalment option.
  • Additional Rider Benefit can be opted by payment of additional premium.
  • Policy can be surrendered at any time after 2 years of full premium payment and Loan also can be avail after 2 years.
  • Discount in Premium for the Sum Assured of Rs. 10 Lacs and above
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