SAJUKUMAR R
Insurance & Wealth Advisor
 
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Date of Withdrawal: 01-Jan-2014
Plan No. 149
  • A combination of Endowment and Whole Life Plan. Provides for a maturity amount after a pre-decided term and a whole life cover thereafter too
  • Premiums are payable for a pre-decided term only.
  • LIFE COVER: Sum Assured + Bonus + Final Addition Bonus (as applicable) during the predecided term. After that life cover is equal to the sum assured for the rest of life
  • MATURITY: Sum Assured + Bonus + Final Addition Bonus (as applicable) will be paid at the end of predecided term.
  • WIDE CHOICE OF TERM - can be easily aligned with your family objectives
  • LIQUIDITY: You have an option to surrender the policy & receive the cash value after payment of premiums for 3 years. Loan is also available on this policy when it acquires surrender value. Policy can also be surrendered for a cash value after the maturity benefits have been paid. Thus in a way, it provides an option for 2nd maturity value.
  • FREE built-in Accident Benefit rider upto Rs. 5 Lacs
  • Premiums paid are TAX EXEMPTED u/s 80 C
  • Maturity amount is TAX FREE u/s 10 (10) (D)
  • Optional Add-on Riders:
    • Critical Illness Rider – Pays the sum assured under this rider on occurrence of any critical illness. Wide list of illnesses are covered.
Eligibility Criteria
Min. Max.
Age 18 65
Term 5 57
Sum 1,00,000 No limit
Premium Modes Yly,Hly,Qly,Mly,SSS
Yearly Premium for 10,00,000 Sum Assured
Age 15 Years 20 Years 25 Years
25 74158 52577 39751
30 76292 54274 41206
35 78959 56408 43097
40 82209 59124 45474
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